About
Credika.ca offers personal loans to hard-working Canadians. Apply online and by phone and get an answer within hours. Secure and fast service from Credika.ca
GUARANTEED LOAN
The lender who grants a secured loan has a legal right to the borrower’s assets. If the borrower is in default, the lender can convert the assets into cash to repay itself.
The assets of a secured loan are called collateral. Usually, different types of loans are guaranteed with different types of assets.
LOANS WITHOUT GUARANTEE
In an unsecured loan, a lender provides money to a borrower without a legal claim on the borrower’s assets in the event of a default. This means that repayment to the lender depends only on the financial capacity and creditworthiness of the borrower. Since these loans are unsecured, interest rates are generally less favorable than for secured loans (loans in which lenders have an interest in the assets of the borrower).
These loans may require a bond or an endorsement.
CRÉDIKA offers you a simple solution to quickly realize a dream.
Fast and secure at all times, our online credit application process allows us to provide you with a response within a very short period of time.
Always Fast
Requesting a variable credit takes only a few minutes. Everything is done online and over the phone.
Always Safe
Your personal information is treated confidentially and securely.



